RETIREMENT PLANNING
Your retirement years are supposed to be your reward after a life of hard work – but to enjoy them to their fullest, you’ll need to have a good investment plan in place. We’ll help you work out what you’ll need for a comfortable retirement lifestyle and the best way to achieve it based on where you are now.
RETIREMENT CASHFLOW ANALYSIS
What is it? A comprehensive review of your current financial situation and how your retirement might look.
How will it help me? This valuable exercise helps you work out whether you’re on track for the kind of retirement you want. We start by taking a look at your existing assets (like term deposits and KiwiSaver) and how much you’ll need when you retire, then work out what you’ll need to do to meet that goal.
KIWISAVER
What is it? KiwiSaver is a voluntary savings scheme set up by the government to help Kiwis save for their retirement. If you contribute directly from your salary, your employer and the government will also contribute to it..
How will it help me? Not all KiwiSaver schemes are created equal, so we’ll help you pick the fund that suits you best. We work with a range of providers so that we can find the best solution for your unique financial situation. We’ll show you how to get the maximum return from KiwiSaver with the minimum input and explore whether the remainder of your money is better invested in a non-KiwiSaver scheme.
INCOME RETIREMENT
What is it? A strategy to help retirees manage their life’s savings so they can live off their investment income.
How will it help me? Once you retire, you often have two things – a regular National Superannuation payment from the government and a lump sum from your retirement savings that needs to support you for the rest of your life. We’ll help you invest your money in a way that supplements your superannuation and provides you with the best lifestyle possible.